Qualified Small Employer Health Reimbursement Account (QSEHRA) is a type of health reimbursement arrangement (HRA), the qualified small employer HRA (QSEHRA) is a health benefit for small businesses with fewer than 50 employees. With a QSEHRA, companies can reimburse employees tax-free for their medical expenses, including personal insurance premiums. In 2013, IRS Notice 2013-54 issued guidance […]
Read MoreWhat are you doing to keep your Employees?
In a “Full Employment Economy”, employers are having a difficult time keeping their top talent. While a higher income may win over some employees, studies have shown that most employees would trade additional salary for security and “perks”. Establishing a comprehensive employee benefit program will change the culture of your organization. Did you […]
Read MoreHow to prepare for Hurricane Barry
While we “Hunker Down” in anticipation for Tropical Storm / Hurricane Barry, we wanted to share a Hurricane and disaster prepare list. Hurricanes can shatter lives as well as damage property. Being prepared can help you, your family or your business minimize the impact of the storm. The best way time to start is before […]
Read MoreMajor Hotel Chain faces fines from data hacking – Is your Business at Risk
Another data breach……Companies can no longer avoid the potential risk of hackers breaking into vulnerable computer networks and stealing data. If you own, operate or manage a business, you have to consider the possibility of this happening to you. Hacker knowledge has outpaced the security measures network engineers use to prevent their systems becoming compromised. […]
Read MoreBenefits Toolkit – How Employers are Controlling Healthcare Cost
It’s no secret—health care costs in the United States have risen sharply over the past two decades. In fact, a study by the Journal of the American Medical Association found that U.S. health care spending increased by nearly $1 trillion from 1996 to 2015. In 2018, the average premium rose 3% for single coverage and […]
Read MoreYou must enroll into a plan by December 15th or wait until next year
As a responsible family, you secure health coverage to protect you and your family in the event of a health concern so that you or your family will be able to receive the care required to regain good health. Today’s individual health insurance market place, include HMO’s with high rates and high deductibles. “What good […]
Read MoreHEALTH INSURANCE OPEN ENROLLMENT
HEALTH INSURANCE OPEN ENROLLMENT – 2019 Important Dates to know If you receive your Health Insurance Coverage through the Individual Market Place for Medicare or coverage for under 65 years of age, there are important dates you need to know. The 2019 Open Enrollment Period runs from Thursday, November 1, 2018, to Saturday,December 15, 2018. If […]
Read MoreWhy are you overpaying for your health coverage?
Why are you overpaying for your health coverage? As an independent insurance agency that specializes in providing clients with the best value for their health care coverage, we are always on the look out for NEW and INNOVATIVE products that will provide value to our clients. We are working with a COOPERATIVE that has enhanced […]
Read MoreFlood Insurance Offers a tremendous value and peace of mind
Flood Insurance Offers a tremendous value and peace of mind If you lived in Texas or Louisiana the past couple of years, you have been affected by Flooding. Wither you experienced a direct loss or know someone that had, we can all attest to the devastation and disruption these storms have caused. Watching the news, […]
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