Making Healthcare Affordable Again!

Our practice has worked with clients for the past 30 years, providing viable solutions for financing their healthcare cost through risk transfer (insurance), Discounted medical services and general advocacy. We have been working with a local Physician Patient Cooperative that is working to help solve the healthcare crisis in our country. A Physician Patient Cooperative is a group of medical providers that form an association for the purposes of providing medical care to the members that participate.

As long as you receive direct medical care from a PPC provider, there is little, if any additional cost, other than the membership fee. This works for Doctors, Labs, Imaging and other basic services. When combing the PPC with a catastrophic hospitalization plan, we are able to offer our clients an affordable alternative for healthcare that was not previously available to them.

The cost for the PPC is $109 / month and with a limited Hospital plan, the monthly cost can be as low as $179 / month. If you would like to see if the PPC is a viable option for you individually or your company, call Crystal Calaway at 281-448-3040 or click here

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Got the Message?

This was the head line on the first page of the Houston Chronicle (click here for the full article). “Got the message?  Buy flood insurance”, written by Mihir Zaveri in the April 11th 2018 edition.    Harris county is planning a massive billboard campaign, aimed at making Houston and surrounding area residents aware of the need for flood insurance.    Hurricane Harvey, devastated our city and 83% of the 1.4 million buildings lacked flood insurance, according to Zaveri.

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UNDERSTANDING HOME REPLACEMENT COST

Our clients often ask us to explain the difference between the replacement cost and the market value of a home.

The answer is often much different than people think.

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Breaking News! Changes is Law allow small employers to reimburse employees for Individual Insurance Plans using a HRA.

  In the past, only traditional Group Insurance Plans qualified for pre-tax savings.   However, changes in the health insurance law are now allowing employers to provide a tax savings plan for their employees that have individual health insurance coverage.  As an employer with less than 50 full time employees, group healthcare may not be an […]

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Medicare Premiums Increase for Many Retirees in 2018

 

Most of the Social Security cost-of-living adjustment will be used to pay for higher Medicare Part B premiums.  The standard Medicare Part B monthly premium will be $134 in 2018, the same amount as in 2017. But many retirees who have been paying less than the standard rate for the past several years will see a jump in their premiums. Here’s a look at how much you can expect to pay for Medicare Part B premiums in 2018.

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Group Health Insurance Plans

Shopping for group health insurance?  ABM Insurance & Benefits offers many different plans for your company.  Contact us today for your free quote. 281-448-3040.

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Open Enrollment for Individual Health Insurance Plans

It is that time of year.   Open Enrollment for individual insurance coverage through and outside the exchange must be completed by December 15th to secure coverage for 2018.   Much has changed in the Individual Health Insurance market place:

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