President Biden signed the American Rescue Plan Act of 2021 (ARP) into law on March 11, 2021. ARP makes major improvements in access to and affordability of health coverage through the Marketplace by increasing eligibility for financial assistance to help pay for Marketplace coverage. The new law will lower premiums for most people who currently […]
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Last week Congress passed the American Rescue Plan Act of 2021 (ARPA). There are many items in this law, but there are two specifically that affect Group Insurance Plans we provide to your company. The major changes occur under Federal and State COBRA, listed below is an explanation on how we will be handling this […]
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Since our office has expertise with Employee Benefit Plans, I am involved and associated with many associations that work with the setup, delivery and implementation of Employer Sponsored Plans. Even before the COVID 19 Pandemic (BP), employees indicated that the vast majority include benefits as a factor in their employment decisions with more than ½ […]
Read MoreSince our office has expertise with Employee Benefit Plans, I am involved and associated with many associations that work with the setup, delivery and implementation of Employer Sponsored Plans. Even before the COVID 19 Pandemic (BP), employees indicated that the vast majority include benefits as a factor in their employment decisions with more than ½ […]
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Recent legislation has significantly reduced cost for Individual Health Insurance, through the Individual Insurance Exchange (OBAMACARE), for many Americans. A recent NY Times article confirms and documents, who will benefit in the article: ” Obamacare’s About to Get a Lot More Affordable. These Maps Show How” , By Kevin Quealy and Margot Sanger-Katz, Published March 10, 2021 […]
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The Public Health Emergency (PHE) surrounding the Coronavirus Disease 2019 (COVID-19) pandemic extended the Public Health Emergency declaration for another 90 days. This is the fourth time HHS has extended the PHE, the last time was October 2, 2020. The vaccine itself will be paid for through funding authorized by the Coronavirus Aid, Relief, and […]
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On Sunday, December 27, 2020, President Trump signed the long-anticipated and wide-sweeping COVID-19 relief bill that includes several provisions that will significantly impact employee benefits plans. LIMITING SURPRISE MEDICAL BILLING The legislation puts new rules in place to attempt to limit surprise out-of-network medical bills, which have become more common. The rules require payers (i.e., […]
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Don’t get TRICKED into bad insurance coverage. Get TREATED to the Best! Some of our team went all out on there costumes this year. They KILLED it! Wishing everyone a SAFE and Happy Halloween.
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Listen to the latest interview with our Medicare Expert, Mike Alexander Sr. Find out how you or your loved ones can receive the most benefits from your Medicare Entitlement – CLICK HERE to listen “Successful Living Show” with Bill Knapik and Mike Alexander Sr. If you or someone you know needs help with their Medicare […]
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If you are insured individually through the marketplace or have health insurance coverage through your employers group health plan, you know to expect increases from year to year. Medical expense increases continue to outpace the rate of inflation leaving health plans no alternative but to increase rates. Given past increases, we were excited to read […]
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