Protecting Your General Contracting Business: A Comprehensive Guide
In the world of construction, general contractors are pivotal players who oversee projects from conception to completion. They ensure that projects are executed efficiently, on time, and within budget. However, the construction industry is fraught with risks ranging from workplace accidents to contractual disputes. Thus, protecting your general contracting business through meticulous planning and strategic […]
Read MoreShould I get Insurance for my child at college?
Deciding whether to get insurance for your child at college is an important decision that depends on various factors. Here are some considerations: Health Insurance: Most colleges require students to have health insurance. If your child is covered under your family plan, it’s essential to check whether the coverage extends to the area where the […]
Read MoreCrystal Calaway-25 years with ABM!
Thank you Crystal for your hard work and great reviews you’ve generated. Here is to many more years with us at ABM Insurance & Benefit Services
Read MoreWhat is an Umbrella Insurance Policy, and should I get one?
What is an umbrella policy? An umbrella insurance policy is a type of personal liability insurance that provides additional coverage beyond the limits of the insured’s homeowners, auto, and watercraft personal insurance policies. It serves as a secondary layer of protection that kicks in when the limits of the underlying policies are exhausted. For example, […]
Read MoreWhy are Property Insurance Premiums Increasing in Texas and What you can do to Reduce your Premiums
The increase in property insurance rates in Texas is attributable to a multifaceted set of factors, primarily driven by the heightened frequency and severity of natural disasters, the rising costs of construction and labor, and the overarching impacts of climate change. This affects everyone, including us. We are insurance consumers too. Natural Disasters: Texas’ geographical […]
Read MoreWhy auto insurance premiums are increasing and what you can do to combat increases in 2024
Auto insurance rates in Texas, as in many other places, can be influenced by a variety of factors, leading to an increase for various reasons. It’s essential to understand and consider these factors carefully: Increased Number of Accidents: Texas has seen a rise in the number of accidents in recent years, partly due to higher […]
Read MoreDon’t Leave the success of your Business to chance. If you have Employees, you need Employment Practice Liability Protection.
Navigating the landscape of employer-employee relationships can be tricky, and for small businesses, the financial stakes are high. Employment Practices Liability Insurance (EPLI) offers a safeguard, providing protection against potential employment-related lawsuits. This blog explores what is covered, some compelling reasons (backed by relevant statistics) why small employers should not overlook the importance of EPLI, […]
Read MoreHelping Employers and Employees Navigate Rising Health Care Cost in 2023 – 2024
In light of the current healthcare landscape driven by historic inflation, we understand the challenges both businesses and employees face in this regard. That’s why we believe in providing comprehensive support to ensure your team can access the care they need without unnecessary financial burden. We’ve been working on several strategies to assist our clients […]
Read More2024 Open Enrollment Checklist – Employee Benefits
ABM Insurance & Benefit Services Employee Benefits Department want to make sure you are prepared for the compliance changes in 2024. There are always changes and we will help to make sure our clients are in compliance. We are sending this information to you and will discuss at your renewal. Please download the complete guidance […]
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