Merry Christmas and Happy New Year

With the Christmas upon us, I’ve been reflecting on what Christmas, our customers, and my family truly mean to me. Christmas is a time of joy, gratitude, and togetherness, reminding us of the warmth and love that family brings into our lives. It’s a season that encourages us to pause, appreciate the simple pleasures, and […]

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The Importance of Insurance During Christmas

The holiday season, particularly Christmas, is a time filled with joy, family gatherings, and festive decorations. However, it also brings increased risks that can lead to unfortunate incidents, making insurance an essential safeguard during this period. Fire Hazards from Decorations Christmas trees, especially real ones, can become highly flammable if they dry out. Combined with […]

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What can the Mike Tyson / Jake Paul fight tell us about insurance?

  If you were like me, my son and 125 million people last Friday night, you were tuned in (streamed in) to watch the historical event at AT&T stadium in Arlington, Texas.    As brutal as boxing is, it is an amazing sport that requires speed, strength, stamina and intelligence. I grew up watching “Iron Mike” […]

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Medicare Part D Premiums Are Increasing for Many But Not All Stand-Alone Plans in 2025, Reflecting Effects of New Premium Stabilization Demonstration

CMS has just released information about Medicare Part D plans for 2025, including plan availability and premiums for the coming year. While CMS’s headline emphasized stability in terms of average Part D premiums, a quick review of the data shows that many insurers are increasing premiums for their stand-alone drug plan offerings, but not across the board. […]

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Suicide Kills 6 Times More Construction Workers Than On-The-Job Injuries.

A 2016 study by the Centers for Disease Control and Prevention uncovered a truth that the construction world had long been hiding: Workers are dying by suicide at astronomical rates. Those rates have only increased since. Construction workers are four times more likely to die by suicide than those in other industries, and the risk […]

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Beryl

We hope you and your family are safe from Hurricane Beryl and damage cause by this storm. South Texas was devastated by the effects of this storm and our office building suffered damage as well. Our office was without utilities until today however, our staff was taking calls from their homes to assist our clients […]

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4th of July Fireworks Safety: Tips for Families

On any other day of the year, would you hand your child matches or a flaming candle to play with? Probably, a hard no. You work so hard all year long to keep your child safe…. Don’t let the 4th of July mess with your common sense. Lighting fireworks in the backyard or nearby field […]

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Should I get Insurance for my child at college?

Deciding whether to get insurance for your child at college is an important decision that depends on various factors. Here are some considerations: Health Insurance: Most colleges require students to have health insurance. If your child is covered under your family plan, it’s essential to check whether the coverage extends to the area where the […]

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What is an Umbrella Insurance Policy, and should I get one?

What is an umbrella policy? An umbrella insurance policy is a type of personal liability insurance that provides additional coverage beyond the limits of the insured’s homeowners, auto, and watercraft personal insurance policies. It serves as a secondary layer of protection that kicks in when the limits of the underlying policies are exhausted. For example, […]

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