How will the COVID19 Vaccine be covered? No Balance Billing Permitted

The Public Health Emergency (PHE) surrounding the Coronavirus Disease 2019 (COVID-19) pandemic extended the Public Health Emergency declaration for another 90 days. This is the fourth time HHS has extended the PHE, the last time was October 2, 2020. The vaccine itself will be paid for through funding authorized by the Coronavirus Aid, Relief, and […]

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COVID-19 Relief Legislation – What Employers need to know

On Sunday, December 27, 2020, President Trump signed the long-anticipated and wide-sweeping COVID-19 relief bill that includes several provisions that will significantly impact employee benefits plans.   LIMITING SURPRISE MEDICAL BILLING The legislation puts new rules in place to attempt to limit surprise out-of-network medical bills, which have become more common. The rules require payers (i.e., […]

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Happy Halloween!

Don’t get TRICKED into bad insurance coverage.  Get TREATED to the Best!     Some of our team went all out on there costumes this year.   They KILLED it! Wishing everyone a SAFE and Happy Halloween.

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How to maximize your benefits with your Medicare Entitlement – 10/17/2020 Interview “Successful Living Show”

Listen to the latest interview with our Medicare Expert, Mike Alexander Sr.   Find out how you or your loved ones can receive the most benefits from your Medicare Entitlement   –  CLICK HERE to listen  “Successful Living Show” with Bill Knapik and Mike Alexander Sr.   If you or someone you know needs help with their Medicare […]

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How to Prepare for a FLOOD

Image of Flood

Keep yourself and your loved ones safe by planning ahead.  For Information regarding FLOOD INSURANCE, CLICK HERE or visit • Are you in a flash-flood prone area? Contact the local county geologist or county planning department to find out if your home is located in a flash-flood-prone area or landslide-prone area. • Make a […]

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5 Creative Ways to use Life Insurance

Life Insurance

Insurance. One of the more boring products out there but also one of the most essential, especially in a privately-held business — even more importantly, in a business that is growing. Here are five creative ways life insurance impacts a growing, closely-held enterprise. 1. Key man insurance This is the one use for life insurance […]

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What You Need To Know About Medicare Fall Open Enrollment

What you may not know about the Fall Open Enrollment could be costly for the following coverage year!   DOWNLOAD YOUR FREE MEDICARE STARTER KIT – Click Here Fall Open Enrollment also referred to as the Annual Enrollment Period (AEP) runs from October 15 through December 7th  each year. During this time, you can make changes to […]

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Popular Questions About Your 2020 Medicare Drug Coverage

Question: If I only use one brand-name drug that costs $375 and has a $47 copay, will I enter the 2020 Donut Hole? Yes, in November. If your retail drug costs average $375 a month, you will exceed your Medicare plan’s $4,020 Initial Coverage Limit in late-November and enter the 2020 Donut Hole. Remember, your […]

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Does your Business need Cyber Business Interuption

Doctor Insurance

written by Asaf Lifshitz, in the July 6, 2020 edition of The Insurance Journal. According to the IBM “Cost of a Data Breach Report, 2019”, business interruption (BI) represents 36% of the cost of a cyber breach, averaging a whopping $1.42 million per breach. The report states that, for the last four years, lost business […]

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