How to Maximize Your Employee Benefits

Learn how to maximize your employee benefits for both your company and your employees.  ABM Insurance & Benefits is your full service Employee Benefits provider for all of Texas.

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HSAs, & How Medicare and Social Security Impact Them

If you want to try to self-induce a headache, give Medicare and Social Security a thought. Employers and employees need to understand how Medicare and Social Security affect contributions to a health savings account (HSA). 

While there are straightforward rules, the penalties for making improper contributions are high. Employees and employers should be educated to ensure they don’t break these rules.

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A sign of the Times….

Whether you love it or hate it, The Affordable Care Act/Obamacare (ACA) is the law of our land.    As of this writing, nothing has been established to repeal, replace or otherwise alter the current law.

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Medicare and The Truth About The Gap

So, you are 65 and you qualify for Medicare insurance coverage in Houston. Now you need a final step to complete your protection by purchasing the right Medicare supplements insurance to cover all the items that Medicare won’t. If you call ABM Insurance at 1-800-362-2809, you can speak to Crystal Calaway or Mike Alexander Sr. for a free consultation.  Our Medicare experts can review different supplements to help you get the best coverage for the lowest price.

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Grill on, but Grill safe

Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. In the rare instance of an out-of-control  barbecue fire spreading to your property, your homeowners insurance would provide financial protection as fire is covered.

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Pool Time!

There are an estimated 7.5 million swimming pools in the United States.   There are over 3,000 fatal drownings in the United States each year, with a child 14 years old or younger. When considering purchasing a pool or spa always consider the following

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