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Read MoreIf your Home is Vacant, you are not insured.
Too often, homeowners don’t realize that if they leave their home vacant for a specific period of time, they are leaving themselves unprotected in the event of a loss. A vacant property is one without any personal property in it. Properties are left vacant for a number of reasons: You may have moved into a […]
Read MoreIRS Adds to FAQs on Tax Credits for Leave Under FFCRA and ARPA
On March 3, 2022, the IRS issued four new answers to frequently asked questions (FAQs) about tax credits for employee leave taken under the Families First Coronavirus Response Act (FFCRA) and the American Rescue Plan Act (ARPA). The new FAQs concern employer and employee reporting of wages for leave taken under the FFCRA and ARPA […]
Read MoreProperty Claims due to Water damage are on the rise – Are you Covered?
Outlined below are some major factors leading to water damage losses. These losses are potentially contributing to a rise in insurance premiums. Water damage has become the second most common type of insurance claim after wind and hail damage.1 Based on recent reported data from insurers, one in fifty insured property structures will submit a water-related […]
Read MoreIf you Offer Employee Benefits – You Must Comply with IMPORTANT requirements
Each year, employers providing Employer Sponsored Health Plans, that provide prescription drug coverage must disclose to the Centers for Medicare & Medicaid Services (CMS) whether that coverage is creditable. Employers must complete an online disclosure with CMS within 60 days after the beginning of the plan year, or March 1, 2022, for calendar year plans. If […]
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November is Adopt a Pet Month
There are many reasons to get a pet. A senior pet may be your best choice! Pets give us unconditional love and attention. They offer companionship and listen without judgment. While puppies and kittens are great, senior pets are loving, attentive companions with their own benefits. Here are three reasons why adopting a […]
Read More2022 Open Enrollment is Here
The annual open enrollment plan for individual health care plans is beginning soon. The 2022 Open Enrollment Period or OEP begins on November 1st and ends on January 15th. If you are looking to be covered on January 1st, you can start your enrollment period as early as November 1st. Every state is able to […]
Read MoreMercury Insurance is Names as One of America’s Best Insurance Companies
Forbes partnered with Statista to survey customers of more than 4,200 U.S. insurance companies to create the rankings, focusing on customers’ likelihood of recommending a company, their general satisfaction with their current insurer, and five additional sub-dimensions, such as financial advice, customer service, price/ performance ratio, transparency, and damage/benefit ratio. A loyalty score was calculated […]
Read MoreWhat Every Parent with a Teen Driver Should Know
It all happens so fast; one minute, you’re changing diapers, and the next thing you know, your little one is all grown up. Suddenly, they’ve swapped plastic teething keys for the real, metallic set. That 16th birthday can bring about one of the most terrifying things any parent has to go through — teaching their […]
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