Question: If I only use one brand-name drug that costs $375 and has a $47 copay, will I enter the 2020 Donut Hole? Yes, in November. If your retail drug costs average $375 a month, you will exceed your Medicare plan’s $4,020 Initial Coverage Limit in late-November and enter the 2020 Donut Hole. Remember, your […]
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written by Asaf Lifshitz, in the July 6, 2020 edition of The Insurance Journal. According to the IBM “Cost of a Data Breach Report, 2019”, business interruption (BI) represents 36% of the cost of a cyber breach, averaging a whopping $1.42 million per breach. The report states that, for the last four years, lost business […]
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Anyone that has lived along the Gulf Coast knows…. Summer means 1.) Heat, 2.) Sporadic Rains and 3.) Hurricane Season. The damage caused by a Tropical Storm, Tropical Depression, and/or Hurricane can be devastating. In area in Texas and Louisiana, it is common for many, specific, areas to flood however, as recent storms have proven, […]
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As our office works to service the needs of our clients, we routinely hear about clients, friends, neighbors and colleagues losing their jobs. Some have been furloughed to return when their business reopens or rebounds but others have witnessed their positions dissolved, deemed not necessary. Maybe someone you know is struggling. A single mother or […]
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Taking care of our customers, is a top priority for ABM Insurance & Benefits Services and Safeco. Safeco recognizes the uncertainty and financial challenges many of our joint customers are facing as the nation bands together to slow the spread of the coronavirus. To help Safeco customers, they have taken the following actions: PERSONAL AUTO […]
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UnitedHealthcare is committed to helping people access health care to the fullest extent possible as our country addresses the COVID-19 national emergency. To ensure our members in Houston can continue their relationships with their physicians during this time, we have extended our agreement with Houston Methodist’s physicians through May 31, 2020. We will be […]
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Dear Friends, Our country is going through a crisis unlike anything we have ever experienced. The COVID19 Virus has brought our nation to our knees. I hope everyone is well and remain so during this pandemic. Persian poets summarized the temporary situations experienced within the human condition of life, with the adage, “This too […]
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The Coronavirus (COVID-19) pandemic has put a major strain on every aspect of daily life around the world, including the United States. As spread of the disease shows no sign of slowing down, there is a steadily increasing concern in the United States regarding the health and wellness of not only our citizens, but the […]
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Yesterday evening, President Trump signed the Families First Coronavirus Response Act. This new law requires employers with up to 500 employees to provide paid sick leave and paid family leave while also providing a refundable payroll tax credit to employers to cover 100% of the cost of wages. There is also a refundable income tax […]
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