FEMA Assistance for those without Flood Insurance

It was noted that 80% of those in flooded areas do not have Flood insurance.   If you do not have flood insurance and experienced damage, we want to provide you with information for assistance.    FEMA has assets here in our area to help –   

To access FEMA assistance, complete an application at :

www.disasterassistance.gov    or call 1-800-621-FEMA (3362).


If you have flood insurance coverage and need assistance filing a claim, you can visit FEMA’s site @


Read More

Misinformation regarding new claim legislation HB1774 in Texas

The new law is designed to do two important things:
1. Discourage the feeding frenzy by lawyers and contractors following natural events occurring in Texas over the past several years. These unscrupulous actors have taken advantage of thousands of hard-working Texans over the past several years.
2. Encourage out-of-state insurance adjusters to come work in Texas following a massive disaster like Harvey. In the following days and weeks, it will be critically important for out-of-state adjusters to work in Texas to ensure that insurance claims are evaluated and paid in a timely manner.

Read More

Your Vehicle Can Be Your Worst Enemy In a Flash Flood

Most of us think of our vehicles as safe places. They’re tested in a hundred different ways to be sure they’re safe. They’re rated on how safe they are. They carry us safely to and from work and school and hundred other places day in and day out. 

Read More

Please Stay Safe!

As Hurricane Harvey continues its path towards Texas / Louisiana,  I wanted to make sure you had some important links about “Hurricane Preparedness” and claims.   Hurricane Preparedness Resources   – Ready – FEMA  – American Red Cross – FloodSmart   Do You Need To File A Claim?   If you need to file a […]

Read More

Is It Time To Change Your Benefits?

Health care costs tend to fluctuate on an annual basis—sometimes substantially and sometimes minimally. Regardless, these costs are still burdensome to most employers, leading companies to adopt a variety of strategies to try and mitigate and manage health care expenses.

Read More

Should Your Business Offer Caregiver Benefits?

Caregiving benefits advocates believe that if workplaces adopted policies similar to the ones that were implemented to help out working mothers (such as flexible scheduling policies and child care services), they would experience increased productivity, lower health care costs, and improved recruiting and retention efforts. 

Read More

Requirement to provide insurance

In Texas, more than 25% of drivers drive without insurance.  If you have an accident with an uninsured motorist, your insurance will have to respond.  If you do not have uninsured motorist coverage or comprehensive / Collision coverage and you were not at fault, your coverage will not respond.

Read More