What Is Umbrella Liability? We are often asked….. What is Umbrella Liability? Do I need it? If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgements against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious […]
Read MoreDoes My Homeowners Insurance Cover Flooding?
Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program and from a few private insurers. Flood Insurance The NFIP provides coverage for up to $250,000 for the structure of the home and $100,000 for personal possessions. […]
Read MoreInsurance for a Leased Car
Insuring a Leased Car If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You will need to buy these coverages in addition to the others that may be mandatory in […]
Read MoreHow to Avoid Scams After a Disaster
How can I avoid scams after a disaster? With recent storms hitting Texas and Louisiana, we thought it might be appropriate to share this information with you. If your home was damage by resent storms or other disasters, be cautious. Unfortunately, there are dishonest service providers that prey on disaster victims. They know that people who […]
Read MoreAARP Auto Insurance Program Broker
ABM has been a contracted and licensed provider for the AARP Medical and Medicare products for several years but have exciting news. ABM Insurance & Benefit Services, Inc. has been selected as a preferred agent . We are able to offer our customers the AARP auto and homeowners insurance programs through The Hartford. […]
Read MoreApril is National Distracted Driving Awareness Month
ABM is proud to support the U.S. Department of Transportation, as they lead the effort across the nation to end distracted driving.¹ In 2013 there were 3,154 fatalities and 424,000 injuries that resulted from motor vehicle accidents involving distracted drivers.² “Keep your eyes on the street, Not on the TWEET!
Read MoreSingle, young and male? Be prepared for hefty car insurance rates
In addition to health benefits such as decreased risk of heart disease and stroke, marrying a significant other brings with it yet another upside: lower car insurance rates, according to a new analysis conducted by insuranceQuotes In fact, married 20 year-olds pays 21% less on average than their single counterparts for the same policy, […]
Read MoreThe 10 most expensive (and least expensive) new cars to insure
The article below was written by Richard Read and posted today on Foxnews network site. I thought it was interesting and something you may find useful. We are asked often by our customers what cars are the least expensive to insure. Well, here you go. You’ve finally done it: you’ve researched, you’ve asked around, you’ve test driven, and […]
Read MoreProtect your home-based business
More than half of America’s businesses are home-based, according to the U.S. Small Business Administration. But setting up headquarters in your home doesn’t mean your homeowners insurance will adequately protect your operation. “A typical homeowners policy provides about $2,500 of coverage,” says Loretta Worters, vice president of communications for the Insurance Information Institute. That usually […]
Read MoreDave Ramsey Smart Money Tour – Tonight (The Woodlands)
As an Endorsed Local Provider (ELP) for Dave Ramsey, we work with many of his listeners “students” to help reduce their insurance cost while protecting their most valuable assets. As an ELP, we are also a sponsor of the Dave Ramsey’s Smart Money Tour. Tonight, Dave Ramsey will be at The Woodlands Church One Fellowship […]
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