One Saturday, Jenny stopped by the mall for some afternoon shopping. The parking lot was packed, but she found a space at the very back of the lot. After she ate some lunch and shopped for a few hours, Jenny strolled back to her car—only to find that her passenger window was broken, and her […]
Read MorePreventing and Uncovering Employee Fraud at Construction Firms
Construction projects typically involve the purchase of costly materials, the lease or purchase of equipment, and payments to subcontractors, resulting in significant accounts payable. It should come as no surprise that certain company employees might be in a position to accomplish substantial misappropriation of funds. The risk of insider theft is almost always underestimated, as […]
Read MoreMake Sure You Know What Your Condo Insurance Policy Covers
Despite the slump in the real estate market in recent years, many people find condominiums an attractive alternative to owning a separate dwelling. Typically, the condominium association is responsible for much or all of the building’s maintenance. The selling price may be more affordable than free-standing homes in the same neighborhood. The structure may be […]
Read MoreTexas Department of Insurance Issues Bulletin Regarding Roofers and Insurance Adjusters
Now that we have entered into the Storm Season, we wanted to share this information with you. In the event you have a loss, please be careful who you select to complete the repairs. AUSTIN – The Texas Department of Insurance (TDI) has issued a bulletin to insurance companies, insurance adjusters, and roofers, reminding them […]
Read MoreUnderstanding OSHA Illness & Injury Recordkeeping Requirements
In 2003, the most current statistics available, occupational injury and illness rates declined once more to 5.0 cases per 100 workers, thanks in great part to continuing efforts by OSHA to identify and correct hazards in the workplace. OSHA is able to recognize workplace hazards by thoroughly tracking workplace injuries, illnesses and deaths. Stringent requirements […]
Read MoreNew Pool = Check Insurance Coverage
You’re having a new pool installed in your backyard, and you can’t wait to dive into a summer of swimming fun. Of course, you may be so busy buying water wings, noodles and floats that you forgot to take care of one very important detail: your insurance. Now is the time to take a close […]
Read MoreEmployee Drug Testing: Effective Tool Despite Legal Pitfalls
Drugs and the workplace are clearly a negative combination. Employers may not only be liable for the negligence of an employee under the influence of drugs but also for negligently hiring an employee with a history of abusing drugs. Lowered productivity and higher absenteeism are just a few more reasons employers want to keep drugs […]
Read MoreIs Your Home Protected Against Devastating Flooding?
Don’t wait until the weather forecast calls for prolonged heavy rains before buying flood insurance. While this practical insurance can be purchased anytime, the policy does not take effect for 30 days. As the most common natural disaster in the country, flooding ruins millions of dollars of homes and property every year. Even so, flooding […]
Read MoreSafety Incentive Programs -Do They Really Work?
The practice of rewarding or paying employees for not having workplace accidents is controversial. With hopes of reducing costly workers’ compensation claims and improving the safety culture of their organization, companies are increasingly implementing safety incentive programs. Professionals who support safety incentives believe they can be a healthy component of an existing safety program, to […]
Read MoreMake Certain to Insure the Finer Things in Life
Do you own high value insurables such as coin collections, jewelry, furs, and collectibles? If so, it may be wise to develop a well-thought out strategy regarding the risk of loss or damage to the finer things in your home. Most homeowner’s policies limit the amount of coverage for luxury items, and an additional specialized […]
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