Establishing Gun-Free Workplaces: What Are Employers’ Rights

In an average week in U.S. workplaces, one employee is killed and at least 25 are seriously injured in violent assaults by current or former co-workers, according to Department of Labor data.  Most of those attacks involve guns.  To cut down on the risk of gun violence in workplaces, many employers have instituted policies banning […]

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Steer Clear of Car Break-Ins

One Saturday, Jenny stopped by the mall for some afternoon shopping. The parking lot was packed, but she found a space at the very back of the lot. After she ate some lunch and shopped for a few hours, Jenny strolled back to her car—only to find that her passenger window was broken, and her […]

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Preventing and Uncovering Employee Fraud at Construction Firms

Construction projects typically involve the purchase of costly materials, the lease or purchase of equipment, and payments to subcontractors, resulting in significant accounts payable.  It should come as no surprise that certain company employees might be in a position to accomplish substantial misappropriation of funds. The risk of insider theft is almost always underestimated, as […]

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Make Sure You Know What Your Condo Insurance Policy Covers

Despite the slump in the real estate market in recent years, many people find condominiums an attractive alternative to owning a separate dwelling. Typically, the condominium association is responsible for much or all of the building’s maintenance. The selling price may be more affordable than free-standing homes in the same neighborhood. The structure may be […]

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Understanding OSHA Illness & Injury Recordkeeping Requirements

In 2003, the most current statistics available, occupational injury and illness rates declined once more to 5.0 cases per 100 workers, thanks in great part to continuing efforts by OSHA to identify and correct hazards in the workplace.  OSHA is able to recognize workplace hazards by thoroughly tracking workplace injuries, illnesses and deaths.  Stringent requirements […]

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New Pool = Check Insurance Coverage

You’re having a new pool installed in your backyard, and you can’t wait to dive into a summer of swimming fun.  Of course, you may be so busy buying water wings, noodles and floats that you forgot to take care of one very important detail: your insurance. Now is the time to take a close […]

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Employee Drug Testing: Effective Tool Despite Legal Pitfalls

Drugs and the workplace are clearly a negative combination.  Employers may not only be liable for the negligence of an employee under the influence of drugs but also for negligently hiring an employee with a history of abusing drugs.  Lowered productivity and higher absenteeism are just a few more reasons employers want to keep drugs […]

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Is Your Home Protected Against Devastating Flooding?

Don’t wait until the weather forecast calls for prolonged heavy rains before buying flood insurance. While this practical insurance can be purchased anytime, the policy does not take effect for 30 days. As the most common natural disaster in the country, flooding ruins millions of dollars of homes and property every year. Even so, flooding […]

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Safety Incentive Programs -Do They Really Work?

The practice of rewarding or paying employees for not having workplace accidents is controversial.  With hopes of reducing costly workers’ compensation claims and improving the safety culture of their organization, companies are increasingly implementing safety incentive programs. Professionals who support safety incentives believe they can be a healthy component of an existing safety program, to […]

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