Memorial Day – Remember those who served

As we observe Memorial Day, we owe thanks to the many Americans who have fought and died to defend our country. Those courageous people who are on the battlefields today or have gone to battlefields in the past, some never to return, have earned respect and gratitude from those that enjoy the freedom we maintain in America.  Let us […]

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How Long do you Have to Retain Payroll Records?

Just in time for spring cleaning, the Social Security Administration and the IRS have issued a joint publication — the Spring 2015 issue of SSA/IRS Reporter — which offers valuable pointers for employers who want to clean up their old payroll files. In most (but not all) cases, that means following a four-year retention rule. […]

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May is Disability Insurance month

In case you didn’t know, May is Disability Insurance Awareness Month.   Not many people know what disability insurance is and how important it is in protecting your income and lifestyle.    Want to know more?  Click Here for a short informative video. Call us if you have questions or if we can be of any assistance […]

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Feds release detailed guidance on birth control coverage

  by Andrea Davis MAY 12, 2015 The contraceptive mandate under the Affordable Care Act has been a hot-button issue for many companies, with some religious employers fighting the federal government in court for the right to be exempt from parts of it. But for the majority of companies that are complying with the mandate, […]

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Flooding in Texas – Please be Safe

Continued thunderstorm activity and flash flooding remain a threat throughout the state of Texas.  If you have your flood insurance with our agency and your home or business has flooded, please call our office at 800-362-2809.   You may also file a claim yourself by accessing our flood insurance partners websites at If Insured through Wright Flood, […]

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10 Most Common and Costliest Small Business Claims

Four out of 10 small businesses are likely to experience a property or general liability claim in the next 10 years, according to an analysis of The Hartford’s small business claims. Topping the list for the most common claim is burglary and theft, however, the most costly claim for a small business is reputational harm, […]

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Health Savings Accounts – New Maximums released

On May 4, 2015, the Internal Revenue Service (IRS) issued Revenue Procedure 2015-30, which provides the 2016 inflation adjusted amounts for HSAs. Included in this update are contribution, maximum, and minimum limits for HSAs in 2016. 2016 Minimum Deductibles for HSA Compliant HDHPs Individual – $1,300 (2015 limit is $1,300) Family – $2,600 (2015 limit […]

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Eight Auto Insurance Myths

  Eight Auto Insurance Myths When purchasing car insurance, it’s important to understand the factors that affect your car insurance premium rates and coverage. But how do you differentiate between truth and fiction? A good place to start is by dispelling some  common myths about auto insurance: Myth 1 – Color determines the price of […]

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Test Your Insurance IQ: Business Owners Policies

  Test Your Insurance IQ: Business Owners Policies Video of Test Your Insurance IQ: Business Owners PoliciesVideo of Test Your Insurance IQ: Business Owners PoliciesVideo of Test Your Insurance IQ: Business Owners PoliciesVideo of Test Your Insurance IQ: Business Owners Policies Test Your Insurance IQ: Business Owners Policies Do you know what a “BOP” is? […]

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Test Your Insurance IQ: Life Insurance

  Test Your Insurance IQ: Life Insurance Video of test_your_insurance_iq_life_insuranceVideo of test_your_insurance_iq_life_insuranceVideo of test_your_insurance_iq_life_insuranceVideo of test_your_insurance_iq_life_insurance Insurance IQ: Life Insurance Do you know the difference between Term and Whole life insurance? Permanent versus Variable policies? Make sure you understand the basics about life insurance.  Life Insurance can be confusing.  Call us at 281-448-3040 to discuss […]

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