Continued thunderstorm activity and flash flooding remain a threat throughout the state of Texas. If you have your flood insurance with our agency and your home or business has flooded, please call our office at 800-362-2809. You may also file a claim yourself by accessing our flood insurance partners websites at If Insured through Wright Flood, […]
Read More10 Most Common and Costliest Small Business Claims
Four out of 10 small businesses are likely to experience a property or general liability claim in the next 10 years, according to an analysis of The Hartford’s small business claims. Topping the list for the most common claim is burglary and theft, however, the most costly claim for a small business is reputational harm, […]
Read MoreHealth Savings Accounts – New Maximums released
On May 4, 2015, the Internal Revenue Service (IRS) issued Revenue Procedure 2015-30, which provides the 2016 inflation adjusted amounts for HSAs. Included in this update are contribution, maximum, and minimum limits for HSAs in 2016. 2016 Minimum Deductibles for HSA Compliant HDHPs Individual – $1,300 (2015 limit is $1,300) Family – $2,600 (2015 limit […]
Read MoreEight Auto Insurance Myths
Eight Auto Insurance Myths When purchasing car insurance, it’s important to understand the factors that affect your car insurance premium rates and coverage. But how do you differentiate between truth and fiction? A good place to start is by dispelling some common myths about auto insurance: Myth 1 – Color determines the price of […]
Read MoreTest Your Insurance IQ: Business Owners Policies
Test Your Insurance IQ: Business Owners Policies Video of Test Your Insurance IQ: Business Owners PoliciesVideo of Test Your Insurance IQ: Business Owners PoliciesVideo of Test Your Insurance IQ: Business Owners PoliciesVideo of Test Your Insurance IQ: Business Owners Policies Test Your Insurance IQ: Business Owners Policies Do you know what a “BOP” is? […]
Read MoreTest Your Insurance IQ: Life Insurance
Test Your Insurance IQ: Life Insurance Video of test_your_insurance_iq_life_insuranceVideo of test_your_insurance_iq_life_insuranceVideo of test_your_insurance_iq_life_insuranceVideo of test_your_insurance_iq_life_insurance Insurance IQ: Life Insurance Do you know the difference between Term and Whole life insurance? Permanent versus Variable policies? Make sure you understand the basics about life insurance. Life Insurance can be confusing. Call us at 281-448-3040 to discuss […]
Read MoreDoes My Business Need Flood Insurance?
Does My Business Need Flood Insurance? BUSINESS INSURANCE Q&A Natural disasters can be devastating to businesses. While damage caused by some types of natural events—such as lightning or wind—will usually be covered by commercial property insurance, you need a special policy if you want protection from flood damage. The Q&A below will help you […]
Read MoreAvoiding Insurance Mistakes: Five Tips
Avoiding Insurance Mistakes: Five Tips Video of Avoiding Insurance Mistakes: Five TipsVideo of Avoiding Insurance Mistakes: Five Tips Avoiding Insurance Mistakes Five big mistakes to avoid when making decisions about your insurance. I.I.I. offers tips on how to save money and still properly protect yourself.
Read MoreAre you insured with GEICO? Be prepared for heafty rate increases.
GEICO, which “everybody knows” saves drivers 15 percent on auto insurance, said it will raise its auto premiums after underwriting results declined in the first quarter. The giant direct writer said its underwriting profit for the first quarter was $160 million, a decline of $193 million compared to the first quarter of 2014. In the […]
Read MoreAre You Underinsured?
Are You Underinsured? Video of Are You Underinsured?Video of Are You Underinsured? Are You Underinsured? Do you have enough insurance coverage to completely rebuild your home? Have you talked with your agent recently to update your policy? Don’t wait until disaster strikes to find out you’re underinsured. Stay current on your policy and keep yourself […]
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