Fun – ABM in the community

        ABM In the Community.   Tracy Martin and Carla Branter dress up for the Women’s Realtor Council event hosted in The Woodlands / TX.   Many of you know Tracy and Carla as they work in our Homeowners and Auto insurance departments and work to save our customers money on their insurance.   […]

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Sorry, I have to toot our horn!

In general, we often hear of bad experiences, products, etc.  In our business (Insurance) we are often appreciated and reminded daily why we chose the insurance profession.   I am pasting a wonderful testimonial from a customer of ABM Insurance & Benefit Services, Inc.   We love our customers and they love us!     Mike   Thank […]

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Seasonal Workers and the ACA Shared Responsibility Penalty

Seasonal Workers and the ACA Shared Responsibility Penalty If your organization employs seasonal workers or part-timers for the holidays, take note: The IRS has issued a Health Care Tax Tip on how these individuals affect whether your business is subject to the shared responsibility provisions of the Affordable Care Act (ACA). Background The ACA requires […]

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PPO, HMO, EPO – Wait….. What?

With Open Enrollment around the corner Nov 1st…. it is time to start the discussion about Health Insurance and Medicare Supplements.    With so many options available it can become confusing.  Blue Cross has a HMO, United Healthcare has an EPO but all you want is a PPO?   Wait…… Do you know what a PPO is?   We […]

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How to avoid Family Medical Leave Act (FMLA) Liability

When it comes to Family and Medical Leave Act leave, not all comments are treated equally. Some comments may discourage an employee from using FMLA leave, thereby interfering with the employee’s FMLA rights and creating employer liability. In contrast, other comments from supervisors may be viewed as completely permissible requests and do not violate the […]

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Medicare Part B Premium in 2016

The Medicare Part B premium is looking to rise next year for many, including those new to Medicare. A quick overview on how all this is structured: By law, any higher costs to the Medicare system must be paid by beneficiaries.  However, there is a clause in the law saying if there is no COLA […]

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Welcome Saddie!

So, we have had bad luck with puppies the past year.   This one has made it past all the trouble and HEALTHY!!!!    We are happy to welcome Saddie to our family. She is a Teacup Schnauzer and the picture of her above is her “Full Grown”.    The kids love her and she loves the attention.   […]

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What is a Policeman? Paul Harvey Narration

With all the negative publicity regarding our police….. it is important to remember who / what policemen are.  What they represent to our society.  They are our family, friends, neighbors.  They are human beings and as such are not without faults.   Just as you and I, they make mistakes however, unlike you or I, their actions are […]

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