In general, we often hear of bad experiences, products, etc. In our business (Insurance) we are often appreciated and reminded daily why we chose the insurance profession. I am pasting a wonderful testimonial from a customer of ABM Insurance & Benefit Services, Inc. We love our customers and they love us! Mike Thank […]
Read MoreSeasonal Workers and the ACA Shared Responsibility Penalty
Seasonal Workers and the ACA Shared Responsibility Penalty If your organization employs seasonal workers or part-timers for the holidays, take note: The IRS has issued a Health Care Tax Tip on how these individuals affect whether your business is subject to the shared responsibility provisions of the Affordable Care Act (ACA). Background The ACA requires […]
Read MorePPO, HMO, EPO – Wait….. What?
With Open Enrollment around the corner Nov 1st…. it is time to start the discussion about Health Insurance and Medicare Supplements. With so many options available it can become confusing. Blue Cross has a HMO, United Healthcare has an EPO but all you want is a PPO? Wait…… Do you know what a PPO is? We […]
Read MoreHow to avoid Family Medical Leave Act (FMLA) Liability
When it comes to Family and Medical Leave Act leave, not all comments are treated equally. Some comments may discourage an employee from using FMLA leave, thereby interfering with the employee’s FMLA rights and creating employer liability. In contrast, other comments from supervisors may be viewed as completely permissible requests and do not violate the […]
Read MoreMedicare Part B Premium in 2016
The Medicare Part B premium is looking to rise next year for many, including those new to Medicare. A quick overview on how all this is structured: By law, any higher costs to the Medicare system must be paid by beneficiaries. However, there is a clause in the law saying if there is no COLA […]
Read MoreAre you or a loved one enrolled in Medicare or about to turn 65? If so, you need to talk to us!
We are coming up on the Open Enrollment Season. If you are currently enrolled in Medicare, a Medicare Supplement and or a Medicare Advantage Plan, this is the time to do your research and make sure you are receiving the best value for yourself or your loved ones. Plan Benefits change every year and your […]
Read More09/11/2001 – Always Remembered
http://video.foxnews.com/v/1151859712001/flashback-911-as-it-happened/?intcmp=hpvid1&playlist_id=trending#sp=show-clips
Read MoreWhat is a Policeman? Paul Harvey Narration
With all the negative publicity regarding our police….. it is important to remember who / what policemen are. What they represent to our society. They are our family, friends, neighbors. They are human beings and as such are not without faults. Just as you and I, they make mistakes however, unlike you or I, their actions are […]
Read MoreIt is hot outside! Please stay safe.
Hot Weather Safety Tips for Older Adults Tools and Tips Hot weather can be dangerous, especially for older adults. Every summer, nearly 200 Americans die of health problems caused by high heat and humidity—and most of them are 50 or older. Hot weather is more likely to cause health problems for older adults for a […]
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