Obamacare requires that most everyone have health insurance or pay a penalty – which is set for a steep increase. In 2014, under Obamacare or the Affordable Care Act, the maximum penalty for not registering for health insurance coverage is $975. AUSTIN, Texas, /PRNewswire/ — The Affordable Care Act or Obamacare requires most Americans to […]
Read MoreHalf of Americans have this problem with their insurance
About half of Americans aren’t comfortable with the level of insurance they own. Citing negative experiences with the industry and lack of concern over the role of insurance in their financial situation, 50% of survey respondents told PolicyGenius they don’t think they have the right level of insurance coverage. Another 7% said they had […]
Read MoreHappy Veterans Day
Since our nation’s founding, citizens willing to leave their families and risk everything have stood up for freedom and made this the greatest nation in human history. While we should always remember these sacrifices, today especially let’s honor all those who have served our country and fought to preserve the values set forth […]
Read MoreHow Health Care Sharing Ministries Work
Looking for health insurance but can not find an affordable option? We found this interesting, hope you do as well. Americans continue to lose their insurance plans under Obamacare, and with 2015 open enrollment starting on November 15, those with cancelled plans will have to find new ones, or else pay the individual mandate tax. […]
Read MoreIRS increases allowable 401(k) contribution levels
Thanks to new cost-of-living adjustments, the Internal Revenue Service is allowing the American workforce to save a bit more in their retirement plans next year. Starting in 2015, employees will be able contribute up to $18,000 to their 401(k)s, an increase of $500. This also applies to participants of 403(b), most 457 plans and […]
Read MoreOPEN ENROLLMENT HAS STARTED (NOW)
The open enrollment period has started. We are currently enrolling Medicare recipients (65+ years of age) onto the new line of Medicare Supplements and Advantage plans. This period will end December 7th so please do not wait. If you, your family member or friend is on Medicare – ask them to call us to discuss their options. […]
Read MoreHow to Choose the Right Life Insurance
How to Choose the Right Type of Life Insurance Choosing the right type of life insurance can be confusing, but it’s also an important decision. Here are some guidelines that can help you narrow down your best life insurance options. You should consider term life insurance if: You need life insurance for a specific period […]
Read MoreIRS Publishes Guide to Health Coverage Exemptions
The Internal Revenue Service has issued a new one-page publication with information about exemptions to the health coverage requirements of the Affordable Care Act. IRS Publication 5172, “Facts about Health Coverage Exemptions,” provides information for taxpayers who qualify for and may claim an exemption from minimum essential coverage so that they do not need to […]
Read MoreEstablishing Gun-Free Workplaces: What Are Employers’ Rights
In an average week in U.S. workplaces, one employee is killed and at least 25 are seriously injured in violent assaults by current or former co-workers, according to Department of Labor data. Most of those attacks involve guns. To cut down on the risk of gun violence in workplaces, many employers have instituted policies banning […]
Read MoreSteer Clear of Car Break-Ins
One Saturday, Jenny stopped by the mall for some afternoon shopping. The parking lot was packed, but she found a space at the very back of the lot. After she ate some lunch and shopped for a few hours, Jenny strolled back to her car—only to find that her passenger window was broken, and her […]
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