Texas Bills Target ‘Named Driver’ Automobile Policies; Disclosure Rules Adopted – Not all insurance coverage is the same.

A pair of bills filed in the Texas Legislature would prohibit automobile insurers from issuing “named driver” policies in the state, but one would allow named driver exclusion under certain circumstances, HB 318 by Rep. Mark Keogh, who represents part of Montgomery County, and HB 335 by Rep. Ed Thompson, representing part of Brazoria County, would add Subchapter […]

Read More

The 13 most expensive American cities to buy auto insurance

  As auto insurance increasingly moves into the ranks of commoditization, Americans find themselves more or less satisfied with their automobile insurance. Still, the debate rages on over which factors—such as education, credit score or income level—can be used to calculate insurance rates. A combination of these factors, as well as the quantity of uninsured […]

Read More

Half of Americans have this problem with their insurance

  About half of Americans aren’t comfortable with the level of insurance they own. Citing negative experiences with the industry and lack of concern over the role of insurance in their financial situation, 50% of survey respondents told PolicyGenius they don’t think they have the right level of insurance coverage. Another 7% said they had […]

Read More

Happy Veterans Day

Since our nation’s founding, citizens willing to leave their families and risk everything have stood up for freedom and made this the greatest nation in human history.     While we should always remember these sacrifices, today especially let’s honor all those who have served our country and fought to preserve the values set forth […]

Read More

How Health Care Sharing Ministries Work

Looking for health insurance but can not find an affordable option?   We found this interesting, hope you do as well. Americans continue to lose their insurance plans under Obamacare, and with 2015 open enrollment starting on November 15, those with cancelled plans will have to find new ones, or else pay the individual mandate tax. […]

Read More

IRS increases allowable 401(k) contribution levels

Thanks to new cost-of-living adjustments, the Internal Revenue Service is allowing the American workforce to save a bit more in their retirement plans next year.   Starting in 2015, employees will be able contribute up to $18,000 to their 401(k)s, an increase of $500. This also applies to participants of 403(b), most 457 plans and […]

Read More

OPEN ENROLLMENT HAS STARTED (NOW)

The open enrollment period has started.   We are currently enrolling Medicare recipients (65+ years of age) onto the new line of Medicare Supplements and Advantage plans.  This period will end December 7th so please do not wait.  If you, your family member or friend is on Medicare – ask them to call us to discuss their options.   […]

Read More

How to Choose the Right Life Insurance

How to Choose the Right Type of Life Insurance Choosing the right type of life insurance can be confusing, but it’s also an important decision. Here are some guidelines that can help you narrow down your best life insurance options. You should consider term life insurance if: You need life insurance for a specific period […]

Read More

IRS Publishes Guide to Health Coverage Exemptions

The Internal Revenue Service has issued a new one-page publication with information about exemptions to the health coverage requirements of the Affordable Care Act. IRS Publication 5172, “Facts about Health Coverage Exemptions,” provides information for taxpayers who qualify for and may claim an exemption from minimum essential coverage so that they do not need to […]

Read More