Whether you’re looking to do to some major remodeling or if your home just needs some basic repairs, deciding on a contractor for your home improvement project can be difficult. It’s certainly not a decision you should make in haste. Most homeowner’s insurance policies include four basic types of coverage: * Repairs to the home […]
Read MoreHiring the Disabled: What Are Reasonable Accommodations?
The question of how far an employer must go to accommodate a disabled employee is at the very heart of the Americans With Disabilities Act. Answering that question starts with understanding the term “reasonable accommodations.” An accommodation is any change in the physical workplace, or in the methodology usually employed to perform a job, that […]
Read MorePress Release: Mike Alexander, Jr. and ABM Insurance & Benefit Services, Inc. have been endorsed by Dave Ramsey for Property & Casualty Insurance
Mike Alexander, Jr. and ABM Insurance & Benefit Services, Inc. have been endorsed by Dave Ramsey for Property & Casualty Insurance. Dave Ramsey is a syndicated radio and TV personality that provides financial advice to individuals and families. He is renowned for his ability to help people free themselves of debt and gain financial independence. […]
Read MoreBad exchange decisions could cost consumers billions
One looming problem for public exchange enrollment under the Patient Protection and Affordable Care Act could be a (very) costly one to consumers. A study from the Columbia School of Business found that more than 80 percent of consumers unknowingly will choose a higher cost health care plan than they need. The total bill for […]
Read MoreFebruary 2014 Newsletter
Our February 2014 newsletter has been published and mailed to all those on our active list. For those that are not on our mailing list, you can download a copy here: Home
Read MoreStates can seize assets to recoup Medicaid costs
ObamaCare death debt? States can seize assets to recoup Medicaid costs Be afraid….Be very afraid of receiving benefits. Published January 23, 2014 FoxNews.com Tom Gialanella, 56, was shocked to find out he qualified for Medicaid under ObamaCare. The Bothell, Wash., resident had been able to retire early years ago, owns his home outright in […]
Read MoreAllstate, State Farm, Farmers Plan to Raise Home Insurance Rates in Texas
Texas’ three largest home insurers are kicking off 2014 with steep increases in policyholder premiums, according to a report published on Jan. 4. The Dallas Morning News reports that Allstate, Farmers and State Farm plan to raise rates for most current and new customers by between an average of 6.5 percent to 14.9 percent. More […]
Read MoreFit Facts: Should I Stay or Should I go to the ER?
Being able to recognize and respond to an emergency — especially one that requires immediate medical care — can make the difference between life or death. In 2010, the Centers for Disease Control and Prevention logged nearly 130 million visits to the ER. Emergency doctors recommend we should all be able to recognize warning signs […]
Read MoreWalgreens and CVS Caremark Announce Transitional Drug Coverage with Evidence of Enrollment
Both Walgreens and CVS Caremark pharmacies announced this week that they will be assisting customers who may have coverage verification issues in January. Walgreens announced Monday that it would provide up to one month of medication, with no upfront cost to patients, who can bring confirmation of their enrollment in the Health Insurance Marketplace if […]
Read More