Houston, TX Home Insurance

For most people, our homes are our biggest asset and we need to protect it. With severe weather conditions affecting us in the South, we need to make sure that the insurance coverage we have will protect us against all situations.

Beware: Not All Home Insurance Polices are the Same

When discussing your policy with an agent, make sure that your insurance policy has what you need. For example:

  • Does your Homeowners Insurance policy cover Wind, Hurricane and Hail?
  • Does your Policy cover water discharge from broken pipes?
  • Does your Policy have Replacement Cost Coverage on your structure and Contents?
  • Does your Policy have sufficient coverage - see coinsurance penalty
  • Does your Policy cover Animal Liability (if you own dogs)?
  • Does your Policy have an affordable deductible? Many insurance carriers require 5% deductible for Hurricane or Hail damage and for most of us, 5% is more than we anticipate when faced with a loss (5% of Coverage A - Dwelling i.e. 5% of $250,000 home is a $12,500 deductible).

As an independent agency, we have access to more than 25 Property Insurance companies in Texas and Louisiana. We shop your coverage with all our carriers to make sure you receive the best value on your coverage from year to year. We shop and you Save! We are able to provide our customers an average savings of 37%. Combine your home, Auto Insurance to save more!

Our Carriers offer many discounts:

  • Good Student
  • New Home Buyer
  • Companion Auto
  • Non-smoker
  • Multi-Policy Discounts
  • Senior Citizen
  • AARP
  • Continuous Coverage
  • Flood Insurance
  • Claim Free
  • No claims in last 3 yrs
  • Single Family

ABM Insurance & Benefit Services, Inc - Your Houston Home Insurance Expert

Whether you are blindsided by a storm or a lawsuit, thinking afterward about what you should have done before the event is for the reckless. The responsible know better. Remember, we are all just one card shuffle away the devastation of having to start over.

We have protected the citizens of Houston since 1989. We are friends with the people here. We know Homeowners Insurance. We also understand that what would take you 100 years to pay on an annual Homeowners Insurance policy, you could be liable for in a five second tragedy.

Complete the Protection Savings Form today and let the professionals at ABM Insurance & Benefit Services, Inc. stack the deck in your favor!