Houston Restaurant Insurance

Houston's Restaurant Insurance and Bar Insurance Experts

If you're in the catering, beverage or entertainment industry you already know that every type of establishment has its own special risks. There's no one-size-fits-all insurance policy.

That's why, when you're seeking the best, customized restaurant insurance, bar insurance, tavern insurance or diner insurance in Houston, you need to speak to a specialist who knows your industry inside out.

Speak to us. At ABM Insurance & Benefit Services, we've been protecting businesses in this sector for more than 25 years, tailoring individual programs precisely to the needs and budgets of our clients.

Our restaurants insurance and tavern or bar insurance programs cover the widest possible range of options to take account of the particular risks and priorities of your establishment, as well as offering broader,comprehensive protection for your business.

This includes coverage for all types of liabilities; damage to property, equipment and contents; business interruption and loss of income; and umbrella protection for excessive claims and costs.

In addition, ABM provides clients with an array of employee-related insurance protection, ranging from employee fraud to health and disability insurance.

Specialist Restaurants Insurance and Diner Insurance

We offer separate, customized restaurants insurance and diner insurance that put special emphasis on your particular risks and demands.

For example:

  • Equipment failure, including appliances and computers.
  • Leakages.
  • Food spoilage or contamination.
  • Food-borne illness.
  • Compliance with franchise requirements.
  • Coverage for special events, like weddings and galas.
  • Advertisement errors and omissions.
  • Employee-owneddelivery vehicle insurance.
  • Valet parking.

We can also protect the special needs of coffee shops, sandwich and deli services, mobile catering operations, and hotel or resort restaurants.

In fact, we'll make sure we fully understand the special nature of your operation to ensure not only that you're properly protected but also that you don’t pay for coverage you don't need.

Customized Bar Insurance and Tavern Insurance

We'll do the same for your bar insurance or tavern insurance, taking account of the specific hazards you might face, such as:

  • Assault and battery.
  • Legal compliance.
  • Breakages and theft.
  • High limit liquor liability.
  • Displays and signage.
  • Special occasions and seasonal events.
  • Risks associated with out-of-season closure.
  • Insurance against frivolous complaints.
  • Dance floor liability risks.

Our experts will also provide guidance on risk management, changing regulatory requirements, employee record checks, and the claims process. And we'll keep your policy under review to ensure it always meets the evolving needs of your business.

Fast Free Quote

We already know we can secure some of the best, most competitive insurance protection for your business, from some of the nation's most reputable insurers.

But don’t just take our word for it. Put us to the test. Even if you already have insurance, you may find we can provide better coverage at lower cost -- plus easy payment terms.

If you're looking for affordable restaurant insurance, bar insurance, tavern insurance or diner insurance, find your solution right now by completing the Free Quote request on this page.

Discover now why so many restaurant and bar owners rely on ABM for their Houston business insurance needs.