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Got the Message?

This was the head line on the first page of the Houston Chronicle (click here for the full article). "Got the message?  Buy flood insurance", written by Mihir Zaveri in the April 11th 2018 edition.    Harris county is planning a massive billboard campaign, aimed at making Houston and surrounding area residents aware of the need for flood insurance.    Hurricane Harvey, devastated our city and 83% of the 1.4 million buildings lacked flood insurance, according to Zaveri.
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Do you think your teen would use an app that offers a chance to win gift cards if they avoid using their phone while driving?

Do you think your teen would use an app that offers a chance to win gift cards if they avoid using their phone while driving? It's called  TrueMotion Mojo, an app that can help and it's free. I've used it and it's actually kind of fun.
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UNDERSTANDING HOME REPLACEMENT COST

Our clients often ask us to explain the difference between the replacement cost and the market value of a home.

The answer is often much different than people think.

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Breaking News! Changes is Law allow small employers to reimburse employees for Individual Insurance Plans using a HRA.

  In the past, only traditional Group Insurance Plans qualified for pre-tax savings.   However, changes in the health insurance law are now allowing employers to provide a tax savings plan for their employees that have individual health insurance coverage.  As an employer with less than 50 full time employees, group healthcare may not be an affordable option; however, providing healthcare expense relief to your employees at a tax savings is a great option to explore.   The plans will allow premiums for individual insurance to be made before taxes are calculated.   This will reduce the payroll tax burden for the employer and employee - therefore, this is a win-win! With a Qualified Small Employer HRA, you enjoy the flexibility of choosing the plan option that best works for you. Want expenses reimbursed? Want to allocate a set amount for qualified expenses? Choose from three types of plans: Insurance premium reimbursement only: Allows an employer elected doll ...
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Coupon for Tamiflu is here.

Tamilflu and Generic “Oseltamivir” has released a coupon via Good RX
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Medicare Premiums Increase for Many Retirees in 2018

 

Most of the Social Security cost-of-living adjustment will be used to pay for higher Medicare Part B premiums.  The standard Medicare Part B monthly premium will be $134 in 2018, the same amount as in 2017. But many retirees who have been paying less than the standard rate for the past several years will see a jump in their premiums. Here's a look at how much you can expect to pay for Medicare Part B premiums in 2018.


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Group Health Insurance Plans

Shopping for group health insurance?  ABM Insurance & Benefits offers many different plans for your company.  Contact us today for your free quote. 281-448-3040.

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Open Enrollment for Individual Health Insurance Plans

It is that time of year.   Open Enrollment for individual insurance coverage through and outside the exchange must be completed by December 15th to secure coverage for 2018.   Much has changed in the Individual Health Insurance market place:
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IRS No Longer Accepting Silent Returns on Health Care Coverage

IRS No Longer Accepting Silent Returns on Health Care Coverage
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Thoughts and Prayers are with those in Las Vegas

PRAYERS FOR LAS VEGAS

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